Welcome to my online blog – Escaping the Cellar.
The basic theme of this blog is to provide how-to, ideas and advice for improvement of ones life circumstances.
Escaping the Cellar is my way of sharing knowledge and experiences in the hope that it will enhance the lives and circumstances of others.
Tuesday, February 11, 2014
Is Foreclosure in Your Future, and what can be done about IT!
Foreclosure in Your Future, and what can be done about IT!
If you’re behind on your
mortgage, or having a hard time making payments, you need to get you intouch
with a HUD-approved housing counselor — they’ve been sponsored by
the U.S. Department of Housing and Urban Development. Your counselor can
develop a tailored plan of action for your situation and help you work with
your mortgage company. They’re experienced in all of the available programs and
a variety of financial situations. They can help you organize your finances,
understand your mortgage options, and find a solution that works for you.
be advised, if anyone tries to charge you in advance for help or guarantees that they can stop your foreclosure, they’re not
The above information was
provided through the Consumer Financial Protection Bureau, which is part of our
Federal Government and can and will be a tremendous help to you in times of
possible foreclosure. CFPB’s “mission is to make markets for consumer financial
products and services work for Americans — whether they are applying for a
mortgage, choosing among credit cards, or using any number of other consumer
The Dodd-Frank Wall Street
Reform and Consumer Protection Act of 2010 (Dodd-Frank Act) established the